University fees underline the need for health insurance, thinks APRIL International

Contributed by APRIL International, 08 November, 2017

The start of a new university year has once again brought the cost of a university education into sharp focus - most commentators now agree a three year course will leave a typical UK student paying £9250 in annual fees, plus accommodation costs and interestwith debts of over £50,000 by the end of their course. For overseas students studying in the UK, the figures are likely to be close to three times this total.

With students now under huge pressure to maximise the value of this investment, the question of student health has never been more relevant or important. Now, if a student falls ill, the emphasis must be on accessing the best medical care in order to recover as quickly as possible.

Joe Thomas, April International UK's Business Development Director observes that, "Although many universities will ensure overseas and UK students have a local GP point of contact, very often, the support is quite basic and with long GP wait times now common, today's overseas studentswill often need more than this. This is why student international private health insurancepolicies that offer private care and fast access to first class treatment, such as those offered by APRIL International in France and the UK are now so popular in countries where high concentrations of foreign students are located."

A report published recently by The Mix, a UK based charity that provides free, confidential support for young people under 25, highlights the main illnesses students can expect to face.

APRIL International UK cites the risk of such illnesses as the reason why having access to private medical care can be a good financial insurance.

Many of the ailments that can strike an 18 yearold living away from home for the first time are obvious, when you consider that students will be moving from a family living environment to living in halls in close quarters with new friends drawn from all over the world. Whilst colds and flu can be expected, meningitis can also be prevalent. There are two types of meningitis, viral and the more serious bacterial variety. The bacterial virus can develop rapidly, causing inflammation of the brain lining, and requires urgent medical attention. Young adults are most at risk, which is why students should always be on the lookout for symptoms.Glandular fever can also strike, particularly amongst those who are run down after the effects of stressful exams. A bad case of glandular fever can affect studies for over 6 months. Add to this common sporting injuries and bouts of food poising, and it is clear why student health and in particular maintaining health so studies are not interrupted, is now a core issue.

Brokers and providers agree that sales of private health insurance is growing in importance in this market and with financial pressures rising each year, sales are likely to keep expanding.

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