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29 June, 2017
The state of health care today in the United States is getting another facelift. No more Obamacare, get ready folks for Trumpcare. Are we in for a treat or bad toothache? Let’s begin by understanding what is health. According to the World Health Organization, health can be defined as “a state of physical, mental, and social well-being and not merely the absence of disease or infirmity.” Health care then is the maintenance and improvement of physical mental, and social well-being, especially through the provision of medical services. So what does Trump’s health care entail? Where does that leave ordinary citizens?
The U.S. Senate Republican leaders unveiled a draft of their health care reform bill on June 22, 2017. There are five major differences between this reform bill and that of the House of Representatives' American Health Care Act.
· It makes substantial cuts to Medicaid, over a longer period of time.
· It allots some protection for those with pre-existing conditions.
· It calculates subsidies based on income rather than on age.
· It eliminates Obamacare taxes and the directive to obtain insurance.
· It cuts federal funding to Planned Parenthood for a year, instead of permanently.
It also allows states to decide whether or not to keep all the ten essential health benefits, which are those services that all insurance plans must provide to adhere with the Affordable Care Act. The categories are:
· Preventive and Wellness Visits (including chronic disease management).
· Maternity and Newborn Care.
· Mental and Behavioral Health Treatment.
· Services and Devices (that help people with injuries, disabilities, or chronic conditions).
· Laboratory Tests.
· Pediatric Care (including dental and vision care).
· Outpatient Care.
· Emergency Room Services.
There are numerous ways the Senate plan/Trumpcare may affect you. It could reduce your costs if you do not have insurance (you would no longer have to pay a penalty); you earn more than $200,000 a year (you would no longer have to pay Obamacare taxes); you own a small business (you would no longer have to pay a penalty if you do not have insurance); you own a medical devices company or a tanning salon (Obamacare taxes would be waived).
There are differences in coverage. You would have reduced coverage if you are healthy and young and you would have higher costs if for example you have a chronic disease, are older, you become pregnant, you use mental health services or go to a drug rehabilitation center.
Rest assured, Trumpcare would not affect individuals until November 1, 2017, at the earliest.
Choosing a health care plan is not an easy thing to do. You must consider many factors before deciding on what is best for you and your family. We hope, we have giving you some food for thought.
For more ways to be healthy, check out more articles at Scams Review.
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